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The low rate you need for the need you want! Call
076-559-2607

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Award winning car loans with Zotha Loans

Award winning car loans with low fixed rates and no ongoing fees.

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Education Loans From Zotha Loans

Education Loan From Zotha Loans At An Attractive Rate Of Interest. Apply Now!

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Housing Loans

Personal Loans

Vehicle Financing

Educational Loans

Small Business Loans

Let us help you find a loan

We will match you with a loan program that meet your financial need.

Save, Fastest Loan & Grow

We’re all about helping you reach your next financial goal—great rates, less fees, unprecedented service, and awesome loan help.

150,000+

Customers Empowered

R5 million+

Borrowed

Customer Rating

Why People Choose Us

We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.

Dedicated Specialists

Dedicated financial specialists for personal loans provide personalized guidance and support to help clients secure the best loan options tailored to their specific needs and financial situations.

No front Appraisal Fees!

No front appraisal fees for loans eliminate upfront costs for borrowers, making the loan application process more affordable and accessible.

Success Stories Rating

Many of our successful stories showcase how individuals use these loans to start businesses, consolidate debt, renovate homes, advance their education, and cover emergency expenses, transforming their financial situations and achieving their goals.

Our Client Testimonial

See what our customers have to say about Zotha Loan products, people and services.

"I had a fantastic experience with Zotha Loans! Their personal loan process was quick and straightforward, with excellent customer service guiding me every step of the way. Thanks to their competitive rates and flexible terms, I was able to consolidate my debt and save money. Highly recommend!"

Nolwazi Zulu

Personal Loan

“I had a good experience with Zotha Loan Services. I am thankful to insight for the help you guys gave me. My loan was easy and fast. thank you Insigtht”

Dumani Mungo

Educational Loan

We are here to help you

Our mission is to enable financial freedom through our offering of short- and medium term loans.

Apply For Loan

Looking to buy a car or home loan? Then apply for a loan now.

Get Appointment

Call us at

076-559-2607

info@zothaloans.co.za

Talk to Advisor

Need loan advise? Talk to our Loan advisors.

Meet The Advisor

Our goal at Zotha Financial Services is to provide access to Personal loans, Education loans, Vehicle loans and Furniture loans at competitive interest rates.

DSM Mall, 10 Andrew Zondo Road, Winklespruit, 4126

Winkle: 031-916-1162
Whatsapp: 069-296-0387
Email: winkle@zothaloans.co.za

3 Police Station Rd,
Isipingo Centre,
Shop No. 5A(Above Motor Spares),
Isipingo, 4133

Isipingo: 031-919-2172
Whatsapp: 069-540-7141
Email: isipingo@zothaloans.co.za

Philani Mall,
179 Echwebeni Ave,
Umlazi,
Durban, 4066

Philani Mall: 031-919-2172
Whatsapp: 069-540-7141
Email: philanimall@zothaloans.co.za